What is renters insurance? Do you really need it? Well, renters insurance does provide peace of mind. Let’s begin with what it is and work our way through the benefits of the insurance, coverage and cost.
When you lease or rent a place you call home, whether an apartment or a house, you need an insurance policy that covers your contents (your personal things that mean so much to you). If you bring in your own furniture, jewelry, kitchen aids, things which you use within the dwelling (house or apartment) to make it comfortable and feel like home.
Most of the time, the landlord has an insurance policy that covers the physical structure, but as the renter, your contents (personal items and things) and liability are not covered without a renters insurance policy. A renter’s policy is designed to cover your contents, liability, and any improvements and betterments that you do to the home or apartment. Renter’s policies are typically pretty inexpensive, less than a store-made cup of coffee every morning.
For the price of the renters insurance policy these days, value of your personal things, peace of mind regarding the liability protection, it is a wise investment into your future as the renters policy protects you from unforeseen renters accidents happening.
At Dickey McCay Insurance Agency, we have seen many types of claims and accidents which happen over our 80 years of agency and business experience, so we recommend to our valued relatives, friends and neighbors to consider this insurance if you are not a homeowner. With a wide variety and valued selection of trusted insurance carriers, a Dickey McCay representative is always available to listen and recommend the right insurance carrier/company for your particular lifestyle or need.
Just complete the “Request a Quote” and we will follow-up with you to get the specific and begin the process or call us today and one of our experience insurance representatives will assist you in answering questions and recommending the best options for your specific lifestyle.
Thanks for your time. Don’t Delay – Get protected today!