Life Insurance

When it comes to thinking about insurance, whether it is car insurance, homeowners insurance, personal insurance, health insurance and specifically life insurance. You would have to agree that many or most of us have the superman complex, thinking that nothing could ever happen to us, that we are invincible. Unfortunately, that is not the case. So many of us have been affected in one way or another due to a loss of a loved one. The loss hurts emotionally and possibly financially if proactive steps were not considered and taken by securing a life insurance policy to secure your loved ones for the future.

Do You Really Need Life Insurance? Let’s Take a Look!

One of the most tragic things to think about, is what happens once you are gone. How will my family survive with the loss of my income? How will my spouse survive on one income and support the family? What about my kids? Will they be able to get a car and pay for auto insurance? What about their college tuition? What about their wedding? What would you do if there was a way to help? This is what life insurance is designed for!

Protect Your Family’s Future with Life Insurance

Life insurance helps your family financially after you pass. There are several types of plans such as whole life, term life, children’s disability insurance, and long term care. Whole life is designed to cover you for your whole life at a set premium every year, which builds cash value. Term life is designed to cover you for 10, 20, or 30 years for a set premium. With term life, the policies do not build cash value, so at the end of the term, there is no cash value to receive. Regardless of what your intentions are, there is a life policy to meet your needs.

Don’t put off until tomorrow what you can do today. We are not guaranteed what tomorrow brings. We have heard this saying from our mothers, fathers, grandparents, aunts, uncles and friends, so think about it and take action. It will be the best financial decision you ever made for your family.

Dickey McCay Insurance has trained life insurance agents waiting to respond to your quote request or answer your call and listen to your request, so we can recommend the best financial option short and long term for your family and lifestyle. We work with more than 35 different insurance carriers to assist us in providing the best life insurance options/solutions for our valued customers. Don’t delay, contact us today to get the insurance process started as you and your family deserve to be financially secured.