Super Rates on Car Insurance Affords You Safety & Security

Most of us drive a car every day. It is our connection between all of the important places we go, things we want to see and people we want to visit. So, whether you live in Murphy, North Carolina, Blue Ridge, Georgia, Copperhill, Tennessee, Andrews, North Carolina, Blairsville, Georgia or Tellico Plains, at Dickey McCay Insurance, we will create the perfect auto insurance policy tailored to fit your lifestyle, driving patterns and needs.

You do not need to worry about location. If you live in TN, GA, NC, AL, KY, or even as far as Arkansas or South Carolina, our knowledge and understanding of auto insurance reaches outside the boundaries of our office walls.

Dickey McCay has built an excellent relationship with a wide spectrum of insurance companies to provide superior service for your specific coverage. Give us a call at 423-496-3366 so we can determine the right car insurance coverage for you.

Six Important Parts of Auto Insurance

Let’s review six important parts of an auto insurance policy:

1. Liability Coverage. Liability covers your legal liability to others for property damage or bodily injury in the case of a loss.
2. Uninsured Motorist. Uninsured Motorist insurance covers your vehicle and bodily injury in the event that you are hit by someone who does not have insurance. Basically, it acts as your insurance.
3. Collision. Collision covers physical damage to the insured’s automobile (other than that covered under comprehensive insurance) resulting from contact with another inanimate object.
4. Comprehensive. Comprehensive provides coverage in the event of physical damage (other than collision) or theft of the insured car. For example, fire damage or a cracked windshield would be covered under the comprehensive section.
5. Road Trouble Service. Road Trouble Service provides reimbursement of a set amount for towing and/or labor services.
6. Additional Expense Coverage. Additional Expense Coverage provides rental car reimbursement when your vehicle is being repaired due to a covered loss.

When considering what auto insurance coverage best suits your daily activities and vehicle requirements, these are important areas to consider. Granted some of these coverage choices are optional, but it is good information to have as you evaluate your existing auto policy and/or add a new policy.

Whatever optional choices you make, you can drive with confidence knowing that you are well taken care of at Dickey McCay Insurance. Our team of insurance professionals take the time and care to tailor an auto insurance package just for you.

Don’t delay, call us today at 423-496-3366!