Finding fun activities within your local community can be a great way to spend time with your family this summer. However, summer travel and getaways can be a great way to give your family new and unique experiences; road trips can be a fantastic bonding experience, while at the same time educational. Some tend to avoid road trips with their families because of tales of the intolerable stress they cause; road trips, though, don’t have to be stressful!
Everyone looks forward to a fun family vacation during the summer. Some of my best memories from my childhood have been made during vacations and road trips that I have taken with my parents and siblings. There was always so much to look forward to during these trips: fun games during the long car rides, the interesting stops along the way, and even the forced family photos that we could look back on years later. Since this is something near and dear to my heart, I decided recently to buy a second home to rent out as a vacation property; I wanted to help facilitate memorable vacations for other families, just as I had as a child.
When you begin looking for a new insurance plan, it can become quite overwhelming with the masses of insurance companies as well as each of their unique websites and the online insurance quotes they offer. Many of these services willgive you an insurance quote quickly, and on the surface they seem to offer a cheap quote for different types of coverages. If you are young, single, and not paying a mortgage, then getting insurance online on something small such as your car may be a great option. However, purchasing insurance via the internet which can seem like a cheap solution can often lead to more hassle than it is worth. We suggest using these online quotes as a means of understanding insurance rates and using what you learn about pricing to use as a reference when calling your local agent to get their expert opinion and direction moving forward. The online quote you find can be your guide when discussing what you do and do not need covered in your plan. For instance, last month I was searching for new car insurance, so I did what most do and got online to shop around for the best rates. After gathering quotes and a detailed list of what is covered, I took these reports to my local insurance agent. Small, local agencies like Dickey McCay provide not only excellent insurance support based on their expert knowledge of the insurance industry, but they are also able to sit down with you one-on-one to discuss insurance rates, what is covered in what instances, and the best policies for you and your family.
These days, companies and online platforms market to potential customers as an opportunity to shop for the “cheapest ” car insurance or purchase insurance at perhaps a cheaper rate than what the customer is currently receiving. While we are all looking for the best rates on different types of insurance, it is important to understand the value of talking with a local insurance professional who specializes in listening to the customer’s insurance needs, sharing their understanding and then researching the best insurance policy and price for them. For example, when I was looking for car insurance, the quote I found online had a low deductible for collision insurance making my premium higher. After speaking with my local agent, she suggested that I did not need a lot of collision insurance as I have an older vehicle; however, my father has a new car, so his collision coverage needs to be able to cover the cost of any fixes his car may need, thus a lower deductible. Often these rates depend on your age, assets, etc. which is why an insurance agent can help guide you towards the perfect plan for you.
As you attain more assets, you will also benefit from having someone in the business who has experience handling multiple insurance policies and/or umbrella coverage. When you are looking for an affordable rate, you may get what you ask for from an online insurance tool in finding a cheap insurance rate, but what you may not get is the the best policy for you to protect your insurance assets – you, family, healthcare, auto insurance, life insurance, etc. Online quotes are simply a starting point when shopping around.
Finding quotes online through automated search platforms can be helpful, but the local agencies with trained insurance professionals you know bring added value to ensure you get the best deal (value) for the money you are investing each month. Then when the time comes to get a claim paid, the same agent you have been working with all along will then assist in ensuring you get what you are owed. At a small, local
agency like Dickey McCay, you will have an agent who answers the phone and goes to work for you so that you are covered when needed. Smaller, experienced, hard-working local insurance agencies like Dickey McCay Insurance will fight for you and aid in helping you create the best policy for you and your family. These are a few of the important benefits you should consider when searching for the best quote. Sure, there will be some pricing online that will look tempting and even push you hard to hit the enter button to complete the transaction, but one needs to think and weight out personal touch, pricing, experience, community support (giving back) and background of insurance company, etc.
At Dickey McCay, you will sit with a trained professional insurance agent (person) and be able to call him/her as needed. You are not just a number in a huge corporate insurance agency but a personal name with a face who needs insurance support.
What Dickey McCay Insurance wants is what is best for you. They value and support the communities they serve, and as your local insurance agency, they can guide you to secure the best insurance policy for you at the most affordable price based on the highest quality of the insurance company when it comes to purchasing an insurance policy and supporting a future claim. It’s all about treating people like you want to be treated – fair, honest and caring.
